Payday Loans in Louisiana and Mississippi
A payday loan, also called a cash advance, is a short-term loan that helps you cover expenses before your next paycheck. In Louisiana you can borrow up to $700, and in Mississippi up to $410, based on your income. Bring a valid ID, proof of income, and an active checking account, and most approvals take about 10 minutes.
How Much Do You Need Today?
Quick Steps to Get the Cash You Need
Getting the money you need shouldn’t be complicated. Just follow these three easy steps and we’ll guide you through the process to extra cash in no time.
Apply Online
Fill out our quick and easy online application in just a few minutes. No paperwork needed.
Get Approved
A real person reviews your application and provides a fast decision, often the same day.
Get Cash Fast
Once approved, get your cash the same day at your nearest branch. It’s quick and easy.
Other Ways American Cash Advance Can Help
Payday Loans: Common Questions
Payday Loans:
Common Questions
How much can I borrow with a payday loan in Louisiana?
Under the Louisiana Deferred Presentment and Small Loan Act, you can borrow up to $700. The exact amount depends on your income.
What do I need to apply?
A valid government-issued ID, proof of income, proof of residency, and an active checking account. You must be at least 18 years old.
How fast can I get my cash?
Processing usually takes about 10 minutes. Most customers get their cash the same day, right at the Bossier City branch.
Will applying affect my credit score?
No. We don't make a hard credit inquiry that affects your score, and less-than-perfect credit will not necessarily stop you from qualifying.
Quick & Easy Payday
Loan Application
With just a few basic requirements, you can get quick access to the cash you need
- Resident of Louisiana or Mississippi
- At least 18 years old
- Proof of income
- Active checking account