American Cash Advance

Payday Loans in Louisiana and Mississippi

Need cash before payday? Apply online or at a nearby ACA branch. Most approvals take about 10 minutes.

Get Started
Find a Branch

How Much Cash Do You Need Today

You May Be Eligible For a: Loan 'till Payday
Apply Online Find a Branch
Estimated Repayment:
$0.00
*This is only an estimate. Final loan terms will be shared after approval.

Three Simple Steps to Get Started

Start online, then your nearby branch will guide you through the rest.

01

Start Online

Start your application online. It only takes a few minutes.

02

Hear From Your Branch

Your nearest branch will follow up and complete the process by phone.

03

Pick Up Your Cash

Once approved, pick up your cash at the nearest branch in 10 minutes or less.

Get Started

Quick & Easy Payday Loan Application

With just a few basic requirements, you can get quick access to the cash you need

Get Started
Find a Branch
  • Resident of Louisiana or Mississippi
  • At least 18 years old
  • Proof of income
  • Active checking account

Other Ways American Cash Advance Can Help

Explore our loan options and find the solution that’s right for you.

Title Loans

Borrow against your vehicle value and keep driving it. Available at our Picayune, Mississippi branch.
SEE OUR Title Loans

Signature Loans

An unsecured installment loan with no collateral and no vehicle title. Repay in equal monthly payments based on your signature and minimum credit requirements.
SEE OUR Signature Loans

Common Questions About Payday Loans

Under the Louisiana Deferred Presentment and Small Loan Act, you can borrow up to $700. The exact amount depends on your income.

A valid government-issued ID, proof of income, proof of residency, and an active checking account. You must be at least 18 years old.

Most customers complete the branch process and receive their cash in about 10 minutes.

No. We do not make a hard credit inquiry that affects your score, and less-than-perfect credit will not necessarily stop you from qualifying.

Explore Payday Loan Options

Availability, requirements and terms vary by branch. Find a local team to discuss current payday loan options.

Get Started
Find a Branch
Testimonials

Service You Can Count On

Hear what some of our happy customers had to say

Khadijah was really great and helpful. She made the process very smooth with great customer service and an energetic spirit. Thank you for your help
AshaiBaton Rouge, LA
Ms. Bree was very helpful, she walked me through all the steps. She didn't leave me in the blind. She got me approved. Will recommend to anyone.
ArQuillaMonroe, LA
The staff is always nice and friendly. The process was quick and easy, and they helped me when I needed it. I would definitely recommend them!
JezereLafayette, LA
The fastest and best experience at American cash, Thank you Mrs. Rochelle for being professional, kind and helpful!!..
MonalisaLafayette, LA
Keasia was very helpful and very knowledgeable. I definitely recommend American advance on airline. They really help you out when you need it and customer service is A-1
LynetteBaton Rouge, LA
Very nice and knowledgeable professional Always greeted with a smile would recommend to a friend or family member
ChrisBoutte, LA
Mrs. Tiffany was so helpful and kind! Definitely recommend her to anyone in need of emergency! Absolutely amazing people!
NataijaAlexandria, LA
Mrs. Ariel is the best and the greatest and is wonderful to talk to and very helpful in time of need. Come check them out. Ask for Mrs. Ariel.
KimuelCut Off, LA
Love the girls in there very sweet nice attitude and I'm not usually one to hold a conversation but she was great
LeslieGonzales, LA
This location has the best and the most patient workers that truly care about you and will try everything to help you. 10/10 I highly recommend get a loan here
JacohriLaplace, LA
I highly recommend if you need a little extra to get by. They are very professional and fast. Great customer service.
TaylorHouma, LA
Dai was exceptional and very quick. She made sure I understood everything an was able to get me exactly what I was looking for. 10 out of 10 definitely would recommend
CodyThibodaux, LA
Get Started